Terms & Conditions

Acceptance of Terms

The following agreement outlines your obligations when using the website available at Ofzaholding.com(the "Site" or "Website"). The Website is owned and operated by OFZA HOLDING Limited, incorporated under the laws of Dubai International Financial Centre (DIFC), with Licensing No CL9881(referred to as "We", "Us", "Our" or "Ours" as appropriate) and is accessed by you under the Terms described below ("Terms" or "T&Cs").

BY ACCESSING THE SITE OR ANY CONTENT ON THE SITE, YOU AGREE TO BECOME BOUND BY THESE TERMS AND CONDITIONS.

You acknowledge and agree that these T&Cs strictly govern your access to and use of the Website including access to the services that we offer, and may offer, from time to time via the Website.

By using the Website, you acknowledge and agree that you:

  • accept these T&Cs;
  • shall at all times comply with these T&Cs;
  • Have read and accepted our Privacy Policy

If you do not accept and agree to these T&Cs, you should immediately exit from and not use our Site.

Availability of Our Website

We make no representations and provide no warranties that:

  • The Website will be made available at any specific time or in any specific geographical location;
  • Your access to the Website will be continuous or uninterrupted; or
  • The Website will be accessible or optimized for all browsers, computers, tablets, phones, or viewing platforms.

We reserve the right to suspend access to all or part of the Website for any reason, including for business or operational reasons, such as improving appearance or functionality, Website content updates, periodic maintenance, or resolving any issues that We become aware of.

Prohibited Uses of the Website

You must not use the Site:

  • for any purpose that is fraudulent or unlawful or that in any way breaches any applicable laws or regulations, whether local, national or international;
  • in any way or for any purpose that breaches these Terms of Use;
  • for reproducing, duplicating, copying or reselling any part of the Website or any content from the Website, save and except to the extent expressly permitted in these Terms of Use to conduct any unsolicited or unauthorized advertising or direct or indirect marketing to anyone by any means, or to otherwise spam, communicate with or market to anyone any goods, services or business not authorized by Us;
  • to upload, host or transmit any viruses, malware, adware, spyware, worms, Trojan horses, keystroke loggers, spyware, logic bombs, time bombs or any other harmful programs or code that could adversely affect the use or operation of the Website, Our hardware or systems, or the computers, tablets, phones or other devices of any users or other third parties, or to upload any content or materials containing any such content.

Content ownership and usage rights

We shall retain all worldwide rights in the intellectual property of the Site, including, but not limited to, trademarks, the "look and feel" of the Site, its color combinations, layout, and all other graphical elements, and the copyright in and to its original content.

You should assume that everything you read or see on the Site is copyrighted or otherwise protected and owned by Us Group, or a third party who licensed the right to use such content to Us.

Unless otherwise expressly noted, nothing that you read or see on the Site or other site content, or any of the source code or HTML code that We use to generate the Site may be copied, reproduced, modified, distributed, transmitted, republished, displayed, or otherwise used for commercial purposes without Our prior written consent and as permitted by relevant law.

Indemnity

You will indemnify and hold Us Our customers, vendors, officers and employees harmless and free from any liability, damage or cost (including reasonable attorneys fees and cost) from any claim or demand made by any third party due to or arising out of your access to the Site, your violation of the Terms, or the infringement by you of any intellectual property or any other right of any person or entity under applicable law.

Warranty and limitation of liability

Diligent care has been taken in acquiring and providing the information included and posted on the Site. Nonetheless, We make no guarantee or warranty, express or implied, as to the reliability, accuracy, timeliness or completeness of that information and assumes no responsibility for any errors or omissions therein.

User accesses this site at his or her own risk. The site is provided on an "as is, as available" basis without warranty of any kind.

All warranties of merchantability or fitness for a particular purpose or non-infringement are specifically disclaimed.

Neither We nor Our affiliates, employees, agents or third party content providers shall be liable for any loss resulting from use or unavailability of information or content on this site, including but not limited to any lost profits, loss or damage to data, or any direct, indirect, special, consequential, compensatory or incidental damages, even if they have been advised of the possibility of such damages.

This disclaimer is applicable to any damage or injury resulting from Our negligence or omission, computer virus or other similar item, telecommunications errors, or unauthorized access to or use of user information through theft or any other means.

We are not liable for criminal, tortuous, or negligent actions or omissions of third parties that affect this Site.

In no event will We or any of Our affiliates, agents, employees, assigns or third-party content providers be held liable for any tortuous or illegal conduct of other users.

Linking and framing

We do not object to links on third-party sites to the homepage of the Site in an appropriate context. However, "framing" or "mirroring" the Site or any of its content is prohibited without prior written consent.

The Site may provide links to other sites or resources available on the Internet. Because We have no control over such sites and resources, you acknowledge and agree that We are not responsible for the availability of such external sites or resources, and do not endorse and are not responsible or liable for any content, advertising, products or other materials on or available from such sites or resources. You further acknowledge and agree that We shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such site or resource.

Any third-party website accessible via a link on the Website may collect and process Your information. We are not responsible for any data-processing activities carried out by any third-party website that is linked to the Website, and we disclaim any liability in respect of the same. You should check the privacy policy of such third parties to establish how they may use Your information before deciding to use the Website and its features.

Trade names

Ofza HOLDING Limited's trade name may not be used, including as part of trademarks and/or as part of domain names, in connection with any product or service in any manner that is likely to cause confusion.

Electronic communications

We use reasonable security measures and take reasonable system, process and administrative precautions to protect the security and integrity of email and other electronic communications that you may send to us. Despite all these precautions, no method of transmission over the Internet is entirely secure and we cannot guarantee the confidentiality or security of the electronic communications or its contents. You transmit such information at your own risk and you should decide very carefully which information you want to send us via any electronic communication.

Ideas

If you provide Us with any ideas or suggestions that may enhance or otherwise improve Our services ("Feedback"), We may, in Our sole discretion, decide to incorporate some or all of such Feedback. We shall own all rights, title and interest in any such Feedback as incorporated into the services. The submission or acceptance of such Feedback shall not be interpreted as a commitment to incorporate the ideas into the services or any future functionality.

Governing Law and Dispute Resolution

The Terms constitutes the entire agreement between users of the Site and Us, and regarding the subject matter hereof.

If you breach any term of the Terms, We may pursue any legal or equitable remedy available, including but not limited to, direct, consequential, and punitive damages and injunctive relief. The remedies are cumulative and not exclusive.

Users of this Site are responsible for compliance with all applicable regulations and laws.

These Terms are governed by and construed in accordance with the laws of Dubai International Financial Centre(DIFC). You irrevocably submit to the exclusive jurisdiction of the courts in the DIFC.

Waiver

Our Failure to exercise any remedy or enforce any portion of the Terms at any time shall not operate as a waiver of any remedy or of the right to enforce any portion of the Agreement at any time thereafter. Users of this Site are responsible for compliance with all applicable regulations and laws.

Modifications of Terms

We reserve the right, at its sole discretion, to modify or replace the Terms at any time. If the alterations constitute a material change to the Terms, We will notify you by posting an announcement on the Site.

What constitutes a "material change" will be determined at Our sole discretion, in good faith and using common sense and reasonable judgment. You are responsible for reviewing and becoming familiar with any such modifications.

Use of the Site by you following such notification constitutes your acceptance of the terms and conditions of the Terms as modified.

Notices

Any notice given under these Terms must be in writing, by email, or by electronic communication via the Website and will be deemed to have been given on transmission, unless the recipient can satisfactorily establish that the email or electronic communication was not received by the recipient's email or web server. Notices to us must be sent by email to info@ofzaholding.com.

Note that any personal information shared with us shall be processed on the basis of the applicable law particularly the provisions of the Data Protection Law DIFC Law No. 5 of 2020.